He bought a case of extremely expensive and very rare Cuban cigars and had them insured against fire damage.
He smoked the whole case of 12 cigars, and then filed a claim against the insurance policy.
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In his insurance claim, the ex-insurance salesman stated he had lost the Cuban cigars in “a series of 12 small fires”.
The insurance company refused to pay the insurance claim, citing the reason that he had just consumed the cigars in a normal fashion.
The man sued the insurance company and won the court case!!
While delivering his verdict, the judge said “since the man held an insurance policy from the company in which it had warranted that the Cuban cigars were insurable against fire, without defining what it considered to be ‘unacceptable fire’, it was obligated to compensate the man for his loss”.
The insurance company accepted the judge’s ruling and paid their ex salesman $12,000 for the rare Cuban cigars that were destroyed in “the fires”.
After the insurance salesman cashed his insurance claim check, the insurance company had him arrested on 12 counts of arson!
With his own insurance fire claim and testimony from the previous court case being used as evidence against him, the salesman was convicted of arson on 12 counts for burning the 12 rare Cuban cigars and sentenced to 12 months in jail.
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